Siamo una Società Cooperativa Agricola specializzata nella produzione di verdura e ortaggi mediterranei. Con oltre 35 soci e 200+ ettari di superficie coltivata, portiamo in tavola le eccellenze del nostro territorio, con un occhio di riguardo ai controlli qualità e mirati programmi di produzione. scopri i nostri prodotti. About Us. As a community development financial institution, LCCU is the ideal option for anyone searching for a solid and ethical financial institution of great value, as well as an opportunity to support their communities. Our primary mission is to provide our local communities with ethical financial products and education to empower them and ... The 053185503 ABA Check Routing Number is on the bottom left hand side of any check issued by LATINO COMMUNITY CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.La migración europea hacia América latina terminó por permear y definir la forma en que se produce el cooperativismo hoy en día, aun cuando en el siglo XIX antes que se fundara la cooperativa de Rochdale, símbolo emblemático del cooperativismo, existía ya en México y Venezuela cajas de ahorro y crédito cooperativas (Martínez, 2002).arrow_forward. Register LCCU’s Mobile App in 4 Steps. Enter your existing Mobile Access User ID and password. Answer your security question or enter One-Time Passcode. Set your new device passcode for additional security. Set up Touch ID or Face ID. Manage Accounts. View account balances. View transaction details.The 053185503 ABA Check Routing Number is on the bottom left hand side of any check issued by LATINO COMMUNITY CREDIT UNION. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Enroll Now! If you currently use Online Access, enter your User ID and Password below. Proudly serving North Carolina employees, their families and our community. People …Las cooperativas en América Latina: visión histórica general y comentario de algunos países tipo CIRIEC-España, Revista de Economía Pública, Social y Cooperativa, núm. 43, noviembre, 2002 Centre International de Recherches et d'Information sur l'Economie Publique, Sociale et Coopérative Valencia, Organismo Internacional Monroe Branch. Address: Latino Community CU Monroe Branch 2980 Monroe Way Monroe, NC 28110 ( Map) Phone Number: (919) 595-1800. Website: Visit Website. Online Banking: Login. Spring Clean your InfoOut with the old, and In with your current information. Learn MoreBig Dreams 2030 $2.5 Billion in Life-Changing Loans by 2030. Help us raise $250 million in …MISIÓN. Somos una cooperativa con un equipo líder y humano altamente comprometido, que busca la satisfacción permanente de nuestros asociados mediante la excelencia de sus procesos y el cumplimiento de una política de calidad en aras de una satisfacción permanente de nuestros asociados con un alto concepto de responsabilidad social.Cooperando 30 por Red Noticias Cooperativas America Latina. 01:09. 9. Cooperando 29 por Red Noticias Cooperativas America Latina. 01:04:01. 10. Cooperando 28 por Red Noticias Cooperativas America Latina. 58:41. 54 261 6406975. Mendoza - Argentina [email protected] www.noticiascooperativas.com.Latino Community Credit Union. 4.7star. 1.86K reviews. 10K+ Downloads. Everyone. info. Install. Share. Add to wishlist. About this app. arrow_forward. Register …Crearon la Cooperativa Latina Credit Union (una Cooperativa de Ahorro y Crédito) en el año 2000 para ofrecer servicios financieros para los inmigrantes Latinos, y ofrece servicios financieros bilingües, mejores opciones de crédito y …Somos la Cooperativa Pacífico, una institución líder en el Perú, que tiene como principal objetivo brindar la ayuda necesaria para contribuir al progreso económico y social de nuestros más de 56,000 socios y de la comunidad en general. Fundada en 1970 por hijos de inmigrantes japoneses, con el objetivo de ser la mejor alternativa de ...Coopeuch es distinguida con el primer lugar en ranking por su experiencia de servicio. Nuestra cooperativa fue reconocida con el primer lugar en el Ranking de Experiencia PXI-Praxis Xperience Index 2024, en la categoría Sector Instituciones Financieras Medianas. Seguir Leyendo. Marzo 24 del 2024.Regulación y Supervisión de Cooperativas de Ahorro y Crédito en América Latina, Matthias Arzbach, Álvaro Durán. --24ª. ed. actualizada-- San José, C.R.: Confederación Alemana de Cooperativas, 2020. 114 p.; 22 x 28 cm. gráfs., cuadros. ISBN 9968-9413– 3– 6 1. Cooperativas de Ahorro y Crédito –Legislación – América Latina. I.Hoje é maior cooperativa agrícola do Brasil e da América Latina, sendo responsável por aproximadamente 3,5% de toda a produção brasileira de grãos e fibras e 17% da safra paranaense. Sicredi. O Sicredi é uma cooperativa financeira que conta com mais de 3,5 milhões de associados e está presente em 21 estados do Brasil.The cooperativa latina locations can help with all your needs. Contact a location near you for products or services. How to find cooperativa latina near me. Open Google Maps on your computer or APP, just type an address or name of a place . Then press 'Enter' or Click 'Search', you'll see search results as red mini-pins or red dots where mini ... Enroll Now! If you currently use Online Access, enter your User ID and Password below. Proudly serving North Carolina employees, their families and our community. People helping people - together we can make a difference! Latino Community Credit Union. Chartered in 2000, Latino Community Credit Union has been providing financial services the Raleigh, NC community for over 24 years. Garner Branch. 4418 Fayetteville Road, Raleigh, NC 27603 (919) 595-1800. Contact & Hours Online Banking Online Access Enrollment - Validate Card. Online Access is a convenient way to manage your accounts anytime and anywhere Internet access is available. Provide the …ROMA. Via Adalberto, 13 00162 Roma Aperto dal martedì al sabato 10-13 / 15-19 Tel.: +39 06 4423 1139. LATINA. Via della Rimembranza, 5 04100 Latina Aperto dal giovedì al sabato Online Access Enrollment - Validate Card. Online Access is a convenient way to manage your accounts anytime and anywhere Internet access is available. Provide the information requested below to begin the enrollment process. Enter your 16-digit ATM/Debit Card Number: Enter your 3-digit Voice Response Number: Enter the last 5 digits of your ... Information for dealers. See why financing with us is the best option. Learn More. "Latino Credit Union has helped me to realize my dreams. Now I have my own car, bought my first house, improved my quality of life and have opportunities to grow." Liliana Villagran Member since 2001. Latino Community Credit Union. Closed today (704) 553-0386. Website. More. Directions Advertisement. 5910 South Blvd Charlotte, NC 28217 Closed today. Hours. Mon 9:00 AM -5:00 PM Tue 9:00 AM -5:00 ...Descarga nuestra Andes App. Aplicación diseñada para utilizar en los teléfonos de nuestros socios y permite realizar Consulta de saldos de la cuenta Ahorro Fácil, Transferencias entre cuentas de la Cooperativa Los Andes Latinos o a cuentas de otras Instituciones financieras y pagos de servicios como: luz, agua, teléfono, impuestos ...Dec 12, 2023 · Key takeaways about Hispanic American-owned banks and credit unions. 9.3% of Hispanic or Latino households are unbanked. There are dozens of federally insured Latino-led banks and credit unions ... May 18, 2010 · La Cooperativa Latina de Crédito, una institución financiera de desarrollo comunitario basada en Carolina del Norte, gana el premio nacional de iniciativas excepcionales para la integración de los inmigrantes. WASHINGTON – El Instituto de Política Migratoria (MPI por sus siglas en inglés) anunció el martes los cuatro ganadores de su ... Latino Community Credit Union. Closed today (704) 553-0386. Website. More. Directions Advertisement. 5910 South Blvd Charlotte, NC 28217 Closed today. Hours. Mon 9:00 ... Jun 19, 2023 · Una cooperativa impulsada por los ritmos de América Latina en Portugal Somos um colectivo que se organiza em prol da solidariedade, da vida e da diversidade. Pela valorização da cultura, pelo empreendedorismo e pela capacidade inventiva da América Latina em Portugal, na Europa, em todo o lado! Ergon Service Servizi per le aziende, Latina, Italy. 509 likes · 142 were here. La cooperativa ERGON SERVICE ridefinisce il concetto di lavoro fornendo squadre specializzate e soluBurbuja Latina Cooperativa. 3,655 likes. La cooperativa de trabajo Burbuja Latina nació en el 2002 en el barrio de Caballito, como alternativaJoin Us – You don’t have to be Latino to join! To become a member of the credit union you will need to join Latino Community Development Center (LCDC) with a one-time individual membership fee of $8. This is our field of membership organization that provides financial education. Join us is easy: Visit our location […]Social Mapp Latina; Dopo Di Noi; Centro Polivalente “IO AL CENTRO” Progetti distrettuali; Parla con noi. Segnalazioni-Whistleblowing; Valuta i nostri Servizi; NINFEA COOPERATIVA SOCIALE. Via Del Parco Nazionale, 10 – 04016 Sabaudia (LT) +39 0773 518281 | [email protected]. P.I. 01279830598North Roxboro Branch. Address: Latino Community CU North Roxboro Branch 4251 N Roxboro Street Durham, NC 27704 ( Map) Phone Number: Click-to-Call: (919) 595-1800. Charter Number: 68430. Website: Visit Website.Apr 1, 2024 · Banco Popular de Puerto Rico and International Bank of Commerce are two of the largest Hispanic American banks in the continental United States and Puerto Rico. Banco Popular de Puerto Rico has ... As the 8 th largest credit union in North Carolina Latino Community Credit Union stewards over $1.03 Billion in assets and proudly serves over 134,000 loyal members. With over …Oct 5, 2020 · The Network of Latino Credit Unions and Professionals (NLCUP) was established in 2006. Its mission is to advocate for the economic inclusion of the Hispanic population. NLCUP has developed an alliance of credit unions that promote the economic development of Latino communities across the country. Juntos Avanzamos Proudly serving North Carolina employees, their families and our community. People helping people - together we can make a difference!At Latino Community CU in Winston-Salem, members are empowered with the financial resources they need to achieve their goals. Explore the range of products and services designed to enhance your financial wellbeing. Customized Financial Planning and Analysis. Secure Online Banking and Mobile App Features.North Roxboro Branch. Address: Latino Community CU North Roxboro Branch 4251 N Roxboro Street Durham, NC 27704 ( Map) Phone Number: Click-to-Call: (919) 595-1800. Charter Number: 68430. Website: Visit Website.Nuestra Historia. Somos Cooperativa de Ahorro y Crédito LATINO PERÚ Ltda., TU ALIADO FINANCIERO, una iniciativa de un grupo de profesionales expertos en el rubro financiero y empresarios con mucho énfasis en la ética y responsabilidad social, quienes con honestidad y transparencia basan este nuevo modelo cooperativo, …Coopeuch es distinguida con el primer lugar en ranking por su experiencia de servicio. Nuestra cooperativa fue reconocida con el primer lugar en el Ranking de Experiencia PXI-Praxis Xperience Index 2024, en la categoría Sector Instituciones Financieras Medianas. Seguir Leyendo. Marzo 24 del 2024.Revisa esta información: 1. Cooperativa de Ahorro y Crédito Juventud Ecuatoriana Progresista. Entre las cooperativas de ahorro y crédito del Ecuador esta es la más grande. Fue fundada el 31 de diciembre de 1971 y ha crecido de forma sostenida, al brindar apoyo crediticio a aquellos segmentos que no tienen acceso a los créditos de la banca ... Our Team. Named as one of 2016 Best Credit Unions to Work for nationally by Credit Union Journal, Latino Credit Union is an award-winning leader in social finance, with innovative financial products and services tailored to its members. We can do this so well because we are passionate about what we do, we come from the diverse membership we ... With over 1300 Cashpoints ATMs in the state, Latino Credit Union makes your life easier anywhere, anytime! Access your accounts 24 hours a day, 7 days a week. No fees involved. Verify your deposit and loan account balances. Make deposits and payments on your LCCU accounts and loans. Burbuja Latina Cooperativa. 3,655 likes. La cooperativa de trabajo Burbuja Latina nació en el 2002 en el barrio de Caballito, como alternativa Contact Latino Community CU in Charlotte. Location: University City Boulevard Branch. Address: Latino Community CU University City Boulevard Branch 8601 University City Boulevard Charlotte, NC 28213. Phone Number: (919) 595-1800. Website: Monroe Branch. Address: Latino Community CU Monroe Branch 2980 Monroe Way Monroe, NC 28110 ( Map) Phone Number: (919) 595-1800. Website: Visit Website. Online Banking: Login. Soon, this mobile website will no longer be available. Download the LCCU Mobile App for an enhanced mobile experience. >Hoje é maior cooperativa agrícola do Brasil e da América Latina, sendo responsável por aproximadamente 3,5% de toda a produção brasileira de grãos e fibras e 17% da safra paranaense. Sicredi. O Sicredi é uma cooperativa financeira que conta com mais de 3,5 milhões de associados e está presente em 21 estados do Brasil.Contact Latino Community CU in Greensboro. Location: West Gate Branch. Address: Latino Community CU West Gate Branch 3825 West Gate City Boulevard Greensboro, NC 27407 ( Map) Phone Number: Click-to-Call: (919) 595-1800. Website: Visit Website.cooperativo en esta materia implica la sensibilización de sus líderes y miembros con el fin de socializar la idea de las finanzas sostenibles en las CAC. En ese sentido, y a partir del contexto del Principio Cooperativo 7, que establece que las cooperativas trabajarán para el desarrollo sostenible de sus comunidades, debe entenderseLas cooperativas en América Latina: visión histórica general y comentario de algunos países tipo CIRIEC-España, Revista de Economía Pública, Social y Cooperativa, núm. 43, noviembre, 2002 Centre International de Recherches et d'Information sur l'Economie Publique, Sociale et Coopérative Valencia, Organismo Internacional Information for dealers. See why financing with us is the best option. Learn More. "Latino Credit Union has helped me to realize my dreams. Now I have my own car, bought my first house, improved my quality of life and have opportunities to grow." Liliana Villagran Member since 2001. Últimas Noticias CIRIEC-Colombia. Una de las principales actividades de CIRIEC es la de organizar o participar en eventos, congresos, conferencias y seminarios relacionados con la economía social, pública y cooperativa. Haga clic en este link para ver el archivo de todas nuestras noticias.12 Aprile 2024 9:30 - 14:00Curia Vescovile - Diocesi di Latina - Terracina - Sezze - Priverno, Via Sezze, 16, 04100 Latina LT, Italia. Continua. Ragazzi Missio: Pomeriggio insieme per i ragazzi della fascia 8-10 anni delle Foranie di Priverno e Terracina. Ragazzi Missio: Pomeriggio insieme per i ragazzi della fascia 8-10 anni delle Foranie di ...1. (general) a. Cooperativa Latina. Trabajo como asesor financiero en la Cooperativa Latina.I work as a financial advisor at Cooperativa Latina. b. Latino Community Credit Union. Conseguí un préstamo de la Cooperativa Latina de la que soy socio. I got a loan from the Latino Community Credit Union of which I'm a member. Contact Latino Community CU in Charlotte. Location: University City Boulevard Branch. Address: Latino Community CU University City Boulevard Branch 8601 University City Boulevard Charlotte, NC 28213. Phone Number: (919) 595-1800. Website: La Cooperativa dei Farmacisti Laziali Una realtà solida ed in salute Farla è nata come un gruppo di acquisto, e da oltre 40 anni svolge questa funzione mettendo a disposizione di ogni cliente 40.000 prodotti in pronta consegna a prezzi sempre convenienti, ma negli anni il suo ruolo si è evoluto, ed è diventato quello di chi è pronto ad affiancare il Farmacista.ACCEDERE AL SERVIZIO. 5 passi per accedere facilmente al servizio di Assistenza Sanitaria Domiciliare di OSA nel Lazio. Per informazioni puoi chiamare il numero verde 800 933 307 dal lunedì al venerdì dalle 9.00 alle 18.00 e il sabato mattina fino alle 13.00, oppure scrivi a [email protected]. Accedi al servizio. Winston-Salem Branch. Address: Latino Community CU Winston-Salem Branch 1608 S Stratford Road Winston-Salem, NC 27103 ( Map) Phone Number: (919) 595-1800. Website: Visit Website. Online Banking: Login. NMLS Consumer Access. Verify our loan officers for an easy and secure loan process. Learn More. "Latino Credit Union gave me the possibility of having a safe environment for my family to grow." -Miguel Fuentes Member since 2007. Meet our Members. latinoccu.org. 919-595-1800. 100 W Morgan St. Durham, NC 27701-3315. Latino Credit Union is headquartered in Durham and is the 9 th largest credit union in the state of North Carolina. It is also the 427 th largest credit union in the nation. It was established in 2000 and as of December of 2023, it had grown to 243 employees and … Financing up to 95% of the value of the car. Ensure you get a fair price on your car using the NADA guide. Competitive interest rate. Option to purchase guaranteed asset protection (GAP) coverage at lower rates***. Option to protect your loan through life and disability. Access your account online and do much more with our electronic services. Società cooperativa sociale Xenia è una cooperativa di tipo “A” che si muove con l’obiettivo di soddisfare le esigenze di natura socio-sanitaria, educativa e riabilitativa di persone fragili. Xenia offre infatti servizi di assistenza alla persona a Verbania di origine educativa e riabilitativa.presente desde los comienzos de la idea cooperativa como tal, cargándose de ideas con la situación que se vive en cada momento determinado. Hemos definido- en un estudio realizado: “Tr es enfoques básicos sobre la Educa-ción Cooperativa en América Latina” - tres etapas que ha vivido la educación coopera-tiva a través del tiempo.LEY MARCO PARA LAS COOPERATIVAS DE AMÉRICA LATINA CAPÍTULO I DISPOSICIONES GENERALES. Objetivo de la ley Artículo 1. El objetivo de la presente ley es dotar a las cooperativas y al sector cooperativo en general de un marco jurídico para su organización, funcionamiento y regulación. Justificación. The Credit Union Difference. We are a not-for-profit financial institution with a social goal, equally owned and controlled by our members, who elect a volunteer board of directors. Credit Union profits go back to members in the form of more competitive rates and lower fees. Dec, 31, 2023 — LATINO COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in DURHAM, NC with 15 branch locations and about $1.03 billion in total assets. Opened 24 years ago in 2000, LATINO COMMUNITY CREDIT UNION has about 133,792 members and employs 245 full and part-time employees offering various ... São quase 1,5 milhões de cooperados, em que 1,2 milhões pertencem à região Sul. São mais de 7 mil empregos gerados. A Baalbek é a segunda maior cooperativa habitacional da América Latina. Já são centenas de unidades habitacionais entregues e o ritmo de obras segue em crescimento. Latino Community Credit Union’s Scholarship Program plays an important role in advancing LCCU’s work to increase access and opportunity to communities that are traditionally marginalized. Since 2016, our Scholarship Program has supported our members’ academic journeys by making 217 awards for $724,000. 50% first-generation college students. Usuario: Contraseña: ¿Recordar cuenta? Ayuda ¿Ha olvidado su contraseña?Bancos Cooperativos en América Latina Activos en Millones de USD A diciembre 2018 País Nombre Monto activos (US$ Millones) Tipo de Entidades/Forma Jurídica Dueños Forma Jurídica Tipo de negocio Entidades Argentina Banco Credicoop Banco Bica 4.162 97 Coop. S.A. Minorista Minorista Personas físicas Personas físicas y jurídicas Brasil Spring Clean your InfoOut with the old, and In with your current information. Learn MoreBig Dreams 2030 $2.5 Billion in Life-Changing Loans by 2030. Help us raise $250 million in catalytic deposits. The results will be transformative! Learn MoreIt’s Tax Refund Time!Set up Direct Deposit into your LCCU account to receive your tax refund and have […] This site uses cookies to improve your experience and to help show content that is more relevant to your interests. By using this site, you agree to the use of cookies by Flickr and our partners as described in our cookie policy.Una storia importante legata al nostro territorio. La Società Cooperativa Agricola La Flacca è stata costituita nel 1972 da un gruppo di agricoltori di Sperlonga, in provincia di Latina, e nel corso degli anni si è affermata come una delle realtà associative più significative della zona, storicamente vocata alla produzione di ortaggi e verdure.18 de enero de 2018. El Comité en Investigación Cooperativa de la Alianza Cooperativa Internacional presentó la publicación de una nueva edición de la Review of International Co-operation, en este caso referido a un conjunto de investigaciones sobre la realidad de las cooperativas de América Latina. Fuente: Aciamericas.coop. Este número ...
L’iniziativa, patrocinata dal Comune di Frascati, è il primo passo di un percorso che, nei prossimi mesi, porterà alla consegna di un veicolo attrezzato per il trasporto delle persone con disabilità assistite dalla Cooperativa nel territorio dei Castelli Romani È.... Dusted charm
Cooperativa BURBUJA LATINA Ltda. Producimos y distribuimos productos de limpieza desde el 2002. Organizamos nuestro trabajo de forma asamblearia y autogestiva. Av. Avellaneda 645. C1414CMT Caba Ciudad de Buenos Aires. Horarios: Lunes: 10:00-18:00 Martes - Viernes: 10:00-17:00 .Somos una cooperativa formada por los empleados de la Universidad Latina dedicados a buscar el bienestar común de sus asociados, mediante financiamientos otorgados a nuestros agremiados no solamente tratamos de darle solución a sus necesidades básicas sino también orientamos la superación personal mediante el estudio y logro de metas.Un modelo de cooperativa latina podría cambiar la agricultura comunitaria.; y podría cambiar la industria. Tierra Fértil empezó en medio de la pandemia. A través de una subvención proporcionada por la oficina de Extensión Cooperativa de Carolina de Norte del condado de Henderson, dos miembros de la cooperativa se convirtieron en ...Consorzio Agrario Provinciale di Latina. Il Consorzio Agrario di Latina è un'organizzazione di agricoltori, costituita in forma di società cooperativa, inizialmente nata per operare su base provinciale o interprovinciale. Fornisce beni e servizi utili all'attività imprenditoriale agricola nonché alla commercializzazione delle medesime ...Carolina del Norte, Raleigh- La Cooperativa Latina, con el patrocinio de LATIN 19 y el apoyo de Duke Health está organizando una nueva jornada para ofrecer la vacunación contra el Covid-19.La jornada de vacunación que ofrece la Cooperativa Latina es gratuita y para adultos mayores de 65 años. Se realizará el sábado 27 de febrero …L’Arcobaleno Cooperativa Sociale www.larcobaleno.coop | [email protected]. P.IVA e Codice Fiscale 01461770131 |. Isc. C.C. di Lecco n. 01461770131 | Iscrizione REA 192106 | Iscrizione Albo Cooperative A146647 Capitale Sociale sottoscritto al 31.12.2012 sottoscritto e versato euro 67.975,00 Non si ...ROMA. Via Adalberto, 13 00162 Roma Aperto dal martedì al sabato 10-13 / 15-19 Tel.: +39 06 4423 1139. LATINA. Via della Rimembranza, 5 04100 Latina Aperto dal giovedì al sabatoRevisa esta información: 1. Cooperativa de Ahorro y Crédito Juventud Ecuatoriana Progresista. Entre las cooperativas de ahorro y crédito del Ecuador esta es la más grande. Fue fundada el 31 de diciembre de 1971 y ha crecido de forma sostenida, al brindar apoyo crediticio a aquellos segmentos que no tienen acceso a los créditos de la banca ...Facultar a los administradores temporales de la Cooperativa de Ahorro y Crédito CAJA LATINA en disolución, para que indistintamente, cualquiera de ellos, en representación de esta Superintendencia, realice los actos necesarios para llevar adelante lo dispuesto en el numeral 5-A de la Vigésimo Cuarta Disposición Final y …Siamo una Società Cooperativa Agricola specializzata nella produzione di verdura e ortaggi mediterranei. Con oltre 35 soci e 200+ ettari di superficie coltivata, portiamo in tavola le eccellenze del nostro territorio, con un occhio di riguardo ai controlli qualità e mirati programmi di produzione. scopri i nostri prodotti. Find your nearest Latino Community Credit Union branch or ATM using our interactive search tools. Latino Community has 15 branches across North Carolina, offering a wide range of financial services to members. Services may vary by location. CHOOSE CITY Carrboro Charlotte Durham Fayetteville Greensboro High Point Monroe Raleigh Winston-Salem. Lab Care è una Cooperativa Sociale di Assistenza Domiciliare per Anziani e Disabili, con sede a Roma e Latina.. Eroghiamo servizi socio sanitari a domicilio H24 e 7 su 7. Siamo specializzati nell’erogazione e gestione di prestazioni sanitarie e socio-sanitarie volte a migliorare la qualità di vita dei pazienti e dei loro familiari, direttamente nel loro domicilio..